Becoming a better Follower of Christ, wife, mother, and person. All while trying to save money so we can live life abundantly.
Showing posts with label spontaneous spending. Show all posts
Showing posts with label spontaneous spending. Show all posts
Monday, October 4, 2010
I must confess!
I have been a bad girl. I did a lot of spending on credit cards for the wedding and our first month as newlyweds. Right now all the money from my paychecks has been going to credit card debt. Thankfully all the debt should be paid off by my birthday which is in the middle of next month. Boobee says that once I pay off all the debt ( almost $8000 of it), all the credit cards are going back into the freezer. I couldn't agree more! I am so done with credit cards!!
Thursday, June 24, 2010
The Last Supper
......in my beloved Crockpot!
Crock pots are a great way to make healthy, inexpensive meals for those of us on the a budget and with very little time. I actually use mine alot.
Last night before I went to bed I put some oxtails and shortribs in the crock pot to cook on low. The smell of them woke me up early this morning. I hurried downstairs to check on them and broke the lid right of the pot. I am truly saddened by the this event but overjoyed that I can finally buy a new one.
When I wanted to buy a new one Boobee wouldn't let me because he said we had a perfectly good one, but.......NOT ANYMORE!!!
I have been looking on Amazon.com and see several models that I am interested in. I can't wait until fall, I will be making chili, gumbo, stews and soups every week. I'll let you now what model I decide on but for now all the fun is in looking at different models and comparing prices and features.
Do you crock pot? What are some of your favorite recipes?
YBP
Labels:
eating out,
groceries,
shopping,
spending,
spontaneous spending
Tuesday, June 22, 2010
Allowance Challenge
Chitown over a windy city blues had a great post on possibly using the allowance system to control spending.
Basically this means you are giving yourself a set amount of money to spend each week and after you have spent it there should be no more spending. Reader Aaren commented on how she puts $250.00 a month into a separate checking account that is simply for her allowance and gas. There are several other PF bloggers that are trying the allowance system as a way to focus on goals such as saving more and paying off debt.
I want to try to use the allowance system for one month and would love to have some people participate with me so we can hold each other accountable.
I know DD is moving in the beginning of the month and the first weekend of the month is also the 4th of July but lets all see if we can pick an amount for an allowance to give ourselves for the month. Perhaps we can post at the end of every week how we did with spending and what we bought with our allowance. We can update on our blogs how we did each week.
Who's in??
Labels:
budget,
shopping,
spending,
spontaneous spending,
unexpected expenses
Wednesday, May 26, 2010
Not too Happy!!
I have been very frivolous with my spending. I have close to $4000 in credit card debt that I have to pay off within the next two months. Mostly expenses associated with the wedding.
I am so mad at myself!
I need to go back to tracking my spending. I am so thankful this is the end of the month! June will be a brand new start!
until next time, think prosperous thoughts
YBP
I am so mad at myself!
I need to go back to tracking my spending. I am so thankful this is the end of the month! June will be a brand new start!
until next time, think prosperous thoughts
YBP
Sunday, May 2, 2010
Good things come to those
who wait.
... and that was what I did as I was trying to figure out what DJ I should book for the wedding.
My first choice was a DJ that was recommended by the resort that cost over $1000 which did not include playing songs for the ceremony or mics for the officiant and singer.
Luckily, I peruse this forum for other brides who are having destination weddings and one of the women said she was using a certain DJ and that he gave her a really good rate. Last weekend was her wedding and she posted a review that said she loved him and he was so accommodating, and stayed way longer than they paid for, etc.
When she first recommended him I had to emailed him to ask him for a quote, but when he sent it I never looked at it ( too busy doing other things)
Don't you know he quoted $450 for 5 hours which includes mics and other things for ceremony. He had also emailed me the contract and requested a $100.00 deposit.
Don't you know I filled out that contract and sent him the deposit in a heartbeat.
until next time, think prosperous thoughts
YBP
... and that was what I did as I was trying to figure out what DJ I should book for the wedding.
My first choice was a DJ that was recommended by the resort that cost over $1000 which did not include playing songs for the ceremony or mics for the officiant and singer.
Luckily, I peruse this forum for other brides who are having destination weddings and one of the women said she was using a certain DJ and that he gave her a really good rate. Last weekend was her wedding and she posted a review that said she loved him and he was so accommodating, and stayed way longer than they paid for, etc.
When she first recommended him I had to emailed him to ask him for a quote, but when he sent it I never looked at it ( too busy doing other things)
Don't you know he quoted $450 for 5 hours which includes mics and other things for ceremony. He had also emailed me the contract and requested a $100.00 deposit.
Don't you know I filled out that contract and sent him the deposit in a heartbeat.
until next time, think prosperous thoughts
YBP
Tuesday, April 6, 2010
Allowance Anyone?
A dear blogger friend of mine Aaren has given me so many ideas on how to make saving money easier by using my ING Direct Savings Account. I am so thankful for her and the advice that she has given me.
Another idea she mentioned was using the ING Direct Electric Orange Account as a Allowance Account in which she transfers money from her linked account to the EO account to use for different purchases.
Can I just say I LOVE THAT IDEA!
so, I'm going to try it out. I have been spending a lot of money on hair products and makeup (I was a late bloomer y'all LOL)
I rarely use my electric orange account and this would be a great opportunity to not only use it but to separate my blow money from my Bank of America household expenses and everyday account.
Thoughts, Comments or Questions??
until next time, think prosperous thoughts
YBP
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