I'm going through Changes

Hello Dear Readers!!!


I hope you all have been well during my 2 and a half month hiatus. The time I wrote a post I had just found out I was pregnant and was in the midst of killer morning sickness. Now, with much joy I can write that the morning sickness is over ( Praise God) and my husband and I are having a little boy.

We also moved... last week in fact. We decided it would be best for us financially to rent out both parts of duplex ( we own) and rent a house in a quieter more family friendly and convenient neighborhood. We found a great house in a beautiful multicultural area of the Delaware Valley and we love it. In fact a couple days ago I came out of my house to go to work and a little rabbit was hopping around on our lawn.

So with all this newness, there are changes in our budget, goals, and more. I can't wait to start posting about them.

Do you pay for trash pick up?

Apparently I will now have to! The city instituted a fee of $150 fee for all residents who own commercial and multi family homes. Those homes occupied by the owner and not rented are exempt from the fee.

I don't mind paying for trash pickup. I know that several people in other counties that have to pay for the trash pick up. I would rather pay than put all that trash in my car. My problem is that my trash pickup is coming at 8, 9, and 10 pm at night.

Alas, I guess it you get what you pay for. The tax base in the city is shrinking drastically and the money has to come from somewhere.

Do you pay for trash pickup?

YBP

Renting out the spare bedroom Part II

so it looks like I may have a renter for the spare bedroom in my house... and the person is.... my boss.

Well, he is actually my boss from my second job at the hotel. I love him to death. For the past year he has been renting an apartment in a area called Rittenhouse Square... all I can say is that it is very expensive. His lease is up in November and today asked me if I would consider renting it to him. I said I certainly would!

Im going to keep my fingers crossed. That $600.00 a month would be a blessing!

until next time, think prosperous thoughts

YBP

Searching for another property

I want another rental property... point blank period. That's just what I want. I would like to buy it before next June. By then my car loan and my two smallest student loans will be paid off and I will just be focusing on my big student loan debt. If I can find one with positive cash flow and am able to rent to a Section 8 tenant (which are on 2 year leases) then I am fine. I won't have to worry too much about a tenant not paying rent and after 1o months I will be done with my debt snowball.

sigh... but only if its in God's timing!

back to the vision board!

until next time, think prosperous thoughts

YBP