If anyone has the reason why it did this please let me know!! I am assuming it has something to do with PMI insurance going down, but that is just a guess.
I was so excited about a decrease of $6.00 that I didn't look at the rest of the letter.
Come to find out a surplus check for $382.02 was attached to letter.
I only found that out after I was about rip the letter up and throw it in the garbage. Thankfully I didn't and now the emergency fund gets a nice little bump in it.
until next time, think prosperous thoughts