I have decided to put $2000 a month towards my debts and my debt snowball. I used a debt snowball calculator and realized I can be debt free in 20 months. I can probably make it 15-16 months though. When I calculated my expenses and income starting in September I did not count for the pay increase in my salary (every September 1 it bumps up), nor did I count the extra money I am getting for this project I took on at my job which starts when the school year starts, or other things I do at school that I get paid for ( due to our union contract). I am so ready to yell IM DEBT FREE!!!
until next time, think prosperous thoughts